Xell Benefits: Your Solution Beyond Traditional FMOs

We go beyond the traditional FMO with our innovative, industry-best technologies, explicitly designed to empower health insurance agents and agencies in today's competitive market. With Xell Benefits, a dedicated team of experts will provide the tools, support, and guidance needed to take your business to the next level.

Why Xell Benefits?

Unmatched Support and Expertise


We understand the challenges faced by health insurance agents and agencies. We offer more than just essential support. With us, you gain access to a team of industry experts committed to your success. Our experts provide personalized guidance and strategic insights to help you navigate the complexities of the health insurance market, ensuring you stay ahead of the competition.

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Higher-Paying Commissions


One of the standout features of partnering with Xell Benefits is our ability to secure higher-paying commissions for our agents. Through our extensive network and established relationships with top carriers, we offer appointments to a wide range of plans. This means you can earn more than you would, maximizing your income potential while delivering top-quality plans to your clients.

Comprehensive Tools and Resources


Success in the health insurance industry requires more than knowledge; it requires the right tools. Xell Benefits equips you with state-of-the-art technology and resources that streamline your operations, from client management systems to marketing support. We ensure you have everything you need to run your business efficiently and effectively.

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Our Products

Affordable Care Act (ACA) Plans

Navigating the complexities of ACA plans can be challenging, but with Xell Benefits, you have an advantage. We provide access to various ACA plans that cater to diverse client needs. Our team keeps you updated on the latest regulatory changes and market trends, ensuring you are always equipped to offer the best solutions to your clients.

Ancillary Products

We offer a comprehensive suite of ancillary products, including dental, vision, and supplemental health plans, that enhance your clients' coverage options. By providing a full spectrum of insurance products, you can meet all your client's needs and position yourself as a one-stop shop for health insurance solutions.

Join the Xell Benefits today and discover how we can elevate your health insurance business. With our unparalleled support, higher commissions, and extensive product offerings, you'll have everything you need to succeed in today's competitive market.