We Want Your Agency to Thrive

Xell Benefits is more than an FMO. We provide insurance agencies with appointments from top carriers and access to more plans with higher-paying commissions than you can get on your own. Earn above street-level, carrier-direct commissions and carrier bonuses.

Strategies that Equal Sales


At Xell Benefits, we are committed to excellence and innovation to empower growing agencies. We believe in providing clear, accessible information and training, and our expert support is always available. Experience the innovative excellence of Xell Benefits and discover how we simplify and secure insurance sales.

Supporting Agencies Success


Built on innovation and excellence, Xell Benefits offers advanced tools for quick quotes, premium assessments, and subsidy calculations. Partnered with over 600 top carriers, we provide medical, dental, vision, and ancillary benefits, ensuring a comprehensive selection for your needs. Enjoy user-friendly navigation on our platform, expert support, free quoting, and enrollment assistance. Discover high-quality insurance solutions with Xell Benefits, where your peace of mind is our priority.

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Partnerships that Benefit your Agency


Carriers today need more than a distributor; they are seeking partners with a proven history of multi-product innovation, collaboration, and enhanced value for distribution channels and consumers. Xell Benefits has developed strong connections with many top-rated health and ancillary insurance carriers, who rely on us to uphold their brand reputation, effectively market their products, and leverage our extensive distribution network to achieve mutual objectives. These connections benefit the agencies we serve by enabling us to provide quality insurance leads and establishing the ever-valuable agent/carrier relationship.

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Our Strategy


At Xell Benefits, we help our carrier partners achieve their business objectives by delivering top-quality insurance products. Our collaborative approach fosters mutual success, enabling us to market and distribute their products effectively by maintaining brand integrity. Our commitment to multi-product innovation has earned us the trust and loyalty of leading insurance carriers. By adapting to the evolving market, we ensure that our partners remain competitive and well-positioned for future growth.